WAC 388-515-1509 How does the department determine how much of my income I must pay towards the cost of my care if I am only eligible for home and community based (HCB) services under WAC 388-515-1508? If you are only eligible for Medicaid under WAC 388-515-1508, the department determines how much you must pay based upon the following:
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If you are single and living at home as defined in WAC 388-106-0010, you keep all your income up to the federal poverty level ( FPL) for your personal needs allowance ( PNA ).
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If you are married living at home as defined in WAC 388-106-0010, you keep all your income up to the medically needy income level ( MNIL ) for your PNA.
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If you live in an assisted living (AL) facility, enhanced adult residential center (EARC), or adult family home (AFH), you:
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Keep a PNA from your gross nonexluded income. The PNA is sixty-two dollars and seventy-nine cents effective July 1, 2008; and
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In addition to paying room and board, you may also have to pay toward the cost of personal care. This is called your participation. Income that remains after the PNA and any room and board deduction is reduced by allowable deductions in the following order:
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If you are working, the department allows an earned income deduction of the first sixty-five dollars plus one-half of the remaining earned income.
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Guardianship fees and administrative costs including any attorney fees paid by the guardian only as allowed by chapter 388-79 WAC;
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Current or back child support garnished or withheld from your income according to a child support order in the month of the garnishment if it is for the current month. If the department allows this as deduction from your income, the department will not count it as your child's income when determining the family allocation amount;
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A monthly maintenance needs allowance for your community spouse not to exceed that in WAC 388-513-1380 (5)(b) unless a greater amount is allocated as described in subsection (e) of this section. This amount:
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Is allowed only to the extent that you make your income available to your community spouse; and
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Consists of a combined total of both:
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Excess shelter expenses. For the purposes of this section, excess shelter expenses are the actual required maintenance expenses for your community spouse's principal residence. These expenses are determined in the following manner:
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Rent, including space rent for mobile homes, plus;
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Mortgage, plus;
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Taxes and insurance, plus;
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Any required payments for maintenance care for a condominium or cooperative, minus;
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The food assistance standard utility allowance (SUA) (for long-term care services this is set at the standard utility allowance for a four-person household), provided the utilities are not included in the maintenance charges for a condominium or cooperative, minus;
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Is reduced by your community spouse's gross countable income.
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The amount allocated to the community spouse may be greater than the amount in subsection (d)(ii) only when:
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There is a court order approving the higher amount for the support of your community spouse; or
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A hearings officer determines a greater amount is needed because of exceptional circumstances resulting in extreme financial duress.
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A monthly maintenance needs amount for each minor or dependent child, dependent parent, or dependent sibling of your community or institutional spouse. The amount the department allows is based on the living arrangement of the dependent. If the dependent:
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Resides with your community spouse, the amount is equal to one-third of the community spouse allocation as described in WAC 388-513-1380 (5)(b)(i)(A) that exceeds the dependent family member's income (child support received from a noncustodial parent is considered the child's income);
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Does not reside with the community spouse, the amount is equal to the MNIL based on the number of dependent family members in the home less their separate income (child support received from a noncustodial parent is considered the child's income).
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Your unpaid medical expenses which have not been used to reduce excess resources. Allowable medical expenses are described in WAC 388-513-1350.The total of the following deductions cannot exceed the SIL (three hundred percent of the FBR):
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Earned income deduction of the first sixty-five dollars plus one-half of the remaining earned income in subsection (4)(a); and
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You must pay your provider the combination of the room and board amount and the cost of personal care services after all allowable deductions.
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You may have to pay third party resources described in WAC 388-501-0200 in addition to the room and board and participation. The combination of room and board, participation, and third party resources is the total amount you must pay.
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If you are in multiple living arrangements in a month (an example is a move from an adult family home to a home setting on HCB services), the department allows you the highest PNA available based on all the living arrangements and services you have in a month.
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