WAC 182-513-1400

Effective January 1, 2013

WAC 182-513-1400 Long-term care (LTC) partnership program (index)

Emergency WAC effective 1-1-2014

Under the long term care (LTC) partnership program, individuals who purchase qualified long-term care partnership insurance policies can apply for long-term care medicaid under special rules for determining financial eligibility.  These special rules generally allow the individual to protect assets up to the insurance benefits received from a partnership policy so that such assets will not be taken into account in determining financial eligibility for long-term care medicaid and will not subsequently be subject to estate recovery for medicaid and long-term care services paid.  The Washington long term care partnership program is effective on December 1, 2011. 

The following rules govern long-term care eligibility under the long-term care partnership program:

  1. WAC 182-513-1405   Definitions
  2. WAC 182-513-1410  What qualifies as a LTC Partnership?
  3. WAC 182-513-1415  What assets can't be protected under the LTC partnership provisions?
  4. WAC 182-513-1420  Who is eligible for asset protection under the LTC partnership policy?
  5. WAC 182-513-1425  When would I not qualify for LTC medicaid if I have a LTC partnership policy that does not have exhausted benefits?
  6. WAC 182-513-1430  What change of circumstances must I report when I have a LTC partnership policy paying a portion of my care?
  7. WAC 182-513-1435  Will Washington recognize a LTC partnership policy purchased in another state?
  8. WAC 182-513-1440  How many of my assets can be protected?
  9. WAC 182-513-1445  How do I designate a protected asset and what proof is required?
  10. WAC 182-513-1450  How does transfer of assets affect LTC partnership and medicaid eligibility?
  11. WAC 182-513-1455  If I have protected assets under a LTC partnership policy, what happens after my death? 

This is a reprint of the official rule as published by the Office of the Code Reviser. If there are previous versions of this rule, they can be found using the Legislative Search page.