WAC 182-513-1400 Long-term care (LTC) partnership program (index)

Under the long term care (LTC) partnership program, individuals who purchase qualified long-term care partnership insurance policies can apply for long-term care medicaid under special rules for determining financial eligibility.  These special rules generally allow the individual to protect assets up to the insurance benefits received from a partnership policy so that such assets will not be taken into account in determining financial eligibility for long-term care medicaid and will not subsequently be subject to estate recovery for medicaid and long-term care services paid.  The Washington long term care partnership program is effective on December 1, 2011. 

The following rules govern long-term care eligibility under the long-term care partnership program:

1. WAC 388-513-1405   Definitions
2. WAC 388-513-1410  What qualifies as a LTC Partnership?
3. WAC 388-513-1415  What assets can't be protected under the LTC partnership provisions?
4. WAC 388-513-1420  Who is eligible for asset protection under the LTC partnership policy?
5. WAC 388-513-1425  When would I not qualify for LTC medicaid if I have a LTC partnership policy that does not have exhausted benefits?
6. WAC 388-513-1430  What change of circumstances must I report when I have a LTC partnership policy paying a portion of my care?
7. WAC 388-513-1435  Will Washington recognize a LTC partnership policy purchased in another state?
8. WAC 388-513-1440  How many of my assets can be protected?
9. WAC 388-513-1445  How do I designate a protected asset and what proof is required?
10. WAC 388-513-1450  How does transfer of assets affect LTC partnership and medicaid eligibility?
11. WAC 388-513-1455  If I have protected assets under a LTC partnership policy, what happens after my death?