Medicare Savings Program

What is the program:

Medicare Savings Program helps Medicare recipients pay for all or part of their Medicare premiums.

Who is eligible:

Medicare recipients who meet income and resource requirements.

Programs available:

  • Qualified Medicare Beneficiary Program (QMB)
  • Specified Low-Income Medicare Beneficiary Program (SLMB)
  • Qualified Individual (QI-1) Program
  • Qualified Disabled Working Individual (QDWI)

Resource requirements:

Effective Jan. 1, 2023 the Medicare Savings Programs no longer have a resource limit. 

Qualified Medicare Beneficiary (QMB) Program

  • Pays Part A and Part B premiums.
  • Pays deductibles.
  • Pays co-payments except for prescriptions.

To be eligible your income must be no more than:

  • 100% of the Federal Poverty Level.

Specified Low-Income Medicare Beneficiary (SLMB)

  • Pays Part B premiums.

To be eligible your income must be no more than:

  • 120% of  FPL.

Qualified Individual (QI-1) Program

  • Pays Part B premiums.

To be eligible your income must be no more than:

  • 135% FPL.

Qualified Disabled Working Individual (QDWI) Program

  • Pays Part A premiums.

To be eligible your income must be no more than:

  • 200% FPL.

For more information, visit the Apple Health (Medicaid) manual for Medicare Savings Programs

How to apply:

You can apply for QMB, SLMB,  QI-1 or QDWI services online, by phone at 877-501-2233 or at your local Community Services Office.

As with all our programs, the only way to know for sure if you are eligible is to apply.