Medicare Savings Program

What it is:

Medicare Savings Programs help Medicare recipients pay for all or part of their Medicare premiums.

Who is eligible:

Medicare recipients who meet income and resource requirements.

Programs available:

  • Qualified Medicare Beneficiary Program (QMB)
  • Specified Low-Income Medicare Beneficiary Program (SLMB)
  • Qualified Individual(QI-1) Program
  • Qualified Disabled Working Individual (QDWI)

Resource requirements:

For QMB, SLMB and QI-1 programs, your resources (assets) must be under $7,160 for an individual and $10,750 for a couple. For the QDWI program, your resources (assets) must be under $4,000 for an individual and $6,000 for a couple.

Examples of resources:

  • Cash
  • Bank accounts
  • Certificates of deposits
  • Savings bonds
  • Stocks
  • Real property (except the home you live in)
  • Recreational vehicles

Qualified Medicare Beneficiary (QMB) Program

  • Pays Part A and Part B premiums.
  • Pays deductibles.
  • Pays co-payments except for prescriptions.

To be eligible your income must be no more than:

  •  $981 per month for one person,  or
  •  $1328 per month for a couple

Specified Low-Income Medicare Beneficiary (SLMB)

  • Pays Part B premiums

To be eligible your income must be no more than:

  •  $1177 per month for one person,  or
  •  $1593 per month for a couple

Qualified Individual(QI-1) Program

  • Pays Part B premiums.

To be eligible your income must be no more than:

  • $1325  per month for one person, or
  •  $1793 per month for a couple

Qualified Disabled Working Individual(QDWI) Program

  • Pays Part A premiums.

To be eligible your income must be no more than:

  • $1,962  per month for one person, or
  • $2,655 per month for a couple

For more information, visit the Apple Health (Medicaid) manual for Medicare Savings Programs

How to apply:

You can apply for QMB, SLMB,  QI-1 or QDWI services online or at your local Community Services Office.

As with all our programs, the only way to know for sure if you are eligible is to apply.