Washington State Department of Social and Health Services Home page

Healthcare for Workers with Disabilities (HWD) Program

What it is:

Healthcare for Workers with Disabilities (HWD) allows people with disabilities who are working to purchase medical coverage by paying a monthly premium that is based on their income.


Who is eligible:

  • Are age 16 through 64
  • Meet federal disability requirements
  • Are employed (including self-employment) full or part time
  • Has monthly income that does not exceed 220% of the federal poverty level or the "net" amounts show below

HWD Monthly Net Income Limits
Single person Married Person
$2,107.00 $2,844.00

The resource test is waived for HWD.


HWD benefits include:

  • Medicaid benefit package, including Medicaid personal care services
  • Greater personal and financial independence
  • Members can earn and save more without the risk of losing their healthcare coverage

What does it cost?

Your monthly premium is based on a sliding scale. It cannot be more than 7.5% of your total monthly income - but it can be less!




If you have been afraid to pursue your career goals because doing so might disqualify you from needed healthcare, this program may perfect for you.


How to apply:

If you are applying for the HWD program only, please mail your application to:

DSHS
CSD - Customer Service Center
PO BOX 11699
TACOMA WA 98411-6699

For more information call toll-free 800-871-9275, or in Seattle call 206-272-2169.

If you are applying for other programs in addition to HWD, such as Food Assistance or Cash, please apply at your local office or apply online.