If we have to enroll both the employee and the children, does the premium limit shown on the Notice include the amount the employee has to pay for him/herself and the children?

NO. The premium limit shown on the Notice applies only to the additional cost the employee has to pay for the children's coverage.

EXAMPLE: If the cost for the employee only coverage is $33 per month and the cost for the employee plus children is $85 per month then the cost for the children only is $52 per month. ($85 -$33 =$52). If the premium limit on the notice is $52 or more, you would have to enroll both the employee and the children.