Who is the plan administrator?

The plan administrator is the person designated to enroll employees and their dependents in insurance plans. Employers can:

  • Contract with a private company to handle enrollments
  • Have a benefits office within their company that handles enrollments. OR
  • Handle the enrollments themselves.

When the employees have health insurance benefits through a union, the union's third party administrator is the plan administrator. The third party administrator generally handles premium Payments.